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EIGHT major banks operating in Malaysia are expected to join Bumiputra Commerce
Bank Bhd (BCB) in migrating automated teller machine (ATM) transactions to the
Government Multipurpose Card (GMPC) , MyKad, by early next year. "Hong Leong
Bank Bhd and Bank Islam Bhd will be adopting the MyKad technology in their
various ATM operations in September," said National Registration Department
director general Datuk Azizan Ayob.
Other commercial banks such as Maybank, Public Bank, Southern Bank and Citibank
will follow suit in the future. Azizan told reporters after launching the use
of MyKad applications at Pantai Medical Centre Sdn Bhd's hospital in Kuala
Lumpur yesterday that increasing fraud and card cloning cases lately had
created sudden awareness among banks on the importance of a more secure ATM
banking facility.
He said that chip technology was far more secure than the normal magnetic
stripe on ATM cards.Azizan said participating banks had agreed that their ATMs
would not withhold the MyKad unless there was a mechanical failure or the card
was left behind after a transaction. MyKad, launched last year, is a smart card
using chip and biometrics technology, and today has seven applications:
identity card, driving licence, passport information, health information,
E-cash, Touch N Go service and electronic banking.
Its final application, the Public Key Infrastructure encryption security, is
targeted for launch by year-end. To date, there are 1.7 million MyKad holders
nationwide. Pantai Medical Centre chairman Datuk Dr Ridzwan Bakar said: "We
plan to expand MyKad application at our hospital by incorporating pa- tients'
health information." He said medical information contained in a patient's MyKad
would interface with Pantai Medical's electronic medical records system, thus
enabling the hospital to compile a medical database for all new patients.
Currently, Pantai Medical em- ployees use MyKad to gain entry to restricted
areas and to access control systems. A computerised attendance record system
will be activated over the next two months. Pantai Medical Centre is the
flagship hospital under the hospitals division of Pantai Holdings Bhd. The
264-bed hospital has some 130 specialists. Plans are in hand to refurbish and
redevelop the hospital's existing buildings to expand its outpatient clinics,
day care surgery, integrated rehabilitation centre and other outpatient
facilities and services.
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